m-banking technology and the end of the keyboard

Author: Grace Durie

With the rise of touch screen technology, Siri, and Google Glass, it looks like the end of the humble keyboard. Is this the future of m-banking?

Over the decades we have seen the evolution of technology. From the first mobile phones, so large they required a briefcase to carry them, to computers that used to take up entire rooms. All this has now disappeared, never to darken our modern technological landscape again. 

From a personal perspective I have never experienced such life changing events in technology, I have seen the evolution of the black and white screened mobile phone into the smartphone and have seen CDs and tapes replaced by MP3 players but nothing more dramatic than that…

However I think that a big change is coming. It’s inevitable. It’s evolution, progress, the continual moving forward in pursuit of perfection.

And what might this latest change be? We could well be looking at the end of the keyboard, the tool that accompanied the computer almost from its inception.

So I sit and have a think about this, could it really be the end? Has technology really moved on that far?

The only answer I could come up with was a brutally frank, ‘yes’. More notably in recent years, with the rise of touch screen technology and now with both voice recognition as demonstrated by Siri on a wide range of iProducts and eye recognition in operation on technology such as Google Glass, it looks as though the keyboard may be seeing in its last hurrah.

Keyboardless, wearable banking

This loss of a feature that has been so key in the technology world over the years (there are many, many varieties of keyboard out there) will doubtless have an impact on every technology dependant industry but I found myself thinking about my own digital banking journey and how it could be done ‘keyboardless’…

It actually wasn’t that difficult. I am one of the approximately third of Britons that banks using my mobile, not exclusively but primarily, two apps have made this quite easy and so, without realising it, I have taken my own step to killing off the keyboard.

I have seriously considered investing in a tablet and a smart watch, which would make keyboard free banking even easier as watches can tell you your balance from your wrist and tablets with almost laptop size screens eliminate the problem for those who struggle with mobile phones’ smaller screens.

It’s not even too much of a stretch of the imagination to picture banking in a few years’ time: all done through devices such as Google Glass, payments and applications completed using only voice commands and retinal identification, these having wiped out even the touch screen, the keyboard resigned to a dusty display in a computer museum…

As technology goes further towards ease of use then the keyboard’s position is looking increasingly precarious, because as we grow to depend more and more on devices we can use on the move, give it a few years and how popular can a piece of non-portable technology actually be?

03 Mar 2014

Author: Grace Durie

With the rise of touch screen technology, Siri, and Google Glass, it looks like the end of the humble keyboard. Is this the future of m-banking?

Over the decades we have seen the evolution of technology. From the first mobile phones, so large they required a briefcase to carry them, to computers that used to take up entire rooms. All this has now disappeared, never to darken our modern technological landscape again. 

From a personal perspective I have never experienced such life changing events in technology, I have seen the evolution of the black and white screened mobile phone into the smartphone and have seen CDs and tapes replaced by MP3 players but nothing more dramatic than that…

However I think that a big change is coming. It’s inevitable. It’s evolution, progress, the continual moving forward in pursuit of perfection.

And what might this latest change be? We could well be looking at the end of the keyboard, the tool that accompanied the computer almost from its inception.

So I sit and have a think about this, could it really be the end? Has technology really moved on that far?

The only answer I could come up with was a brutally frank, ‘yes’. More notably in recent years, with the rise of touch screen technology and now with both voice recognition as demonstrated by Siri on a wide range of iProducts and eye recognition in operation on technology such as Google Glass, it looks as though the keyboard may be seeing in its last hurrah.

Keyboardless, wearable banking

This loss of a feature that has been so key in the technology world over the years (there are many, many varieties of keyboard out there) will doubtless have an impact on every technology dependant industry but I found myself thinking about my own digital banking journey and how it could be done ‘keyboardless’…

It actually wasn’t that difficult. I am one of the approximately third of Britons that banks using my mobile, not exclusively but primarily, two apps have made this quite easy and so, without realising it, I have taken my own step to killing off the keyboard.

I have seriously considered investing in a tablet and a smart watch, which would make keyboard free banking even easier as watches can tell you your balance from your wrist and tablets with almost laptop size screens eliminate the problem for those who struggle with mobile phones’ smaller screens.

It’s not even too much of a stretch of the imagination to picture banking in a few years’ time: all done through devices such as Google Glass, payments and applications completed using only voice commands and retinal identification, these having wiped out even the touch screen, the keyboard resigned to a dusty display in a computer museum…

As technology goes further towards ease of use then the keyboard’s position is looking increasingly precarious, because as we grow to depend more and more on devices we can use on the move, give it a few years and how popular can a piece of non-portable technology actually be?